Creation of an investment Portfolio seems like jargon to most, but with the right guidance you can create your own portfolio without many obstacles. It is advisable to sit down and decide what you want and what is best for you. My friend, avoid under all circumstances to depend on hear-say, if your friend decides that investment A is good instead of investment B and you jump into it, once you start bearing losses, you will bear them alone and you may realize that your friend never invested as per his/her advice and thus just laughing at your mistakes. Always do your analysis and be comfortable with your decision, as investments are all about right and tactical decisions.